By Arkansas Advocates for Children and Families | February 2026 What does it take to build real opportunity? And what happens when that opportunity is out of reach from the start? In this Baby Blog, leadership at Arkansas Advocates for Children and Families (AACF) lend their voices and their unique perspectives to reflect on why Baby Bonds matter, and how … Read More
Baby Bonds and the Great Wealth Transfer: Building Opportunity Where Private Inheritance Falls Short
By Dr. Mingli Zhong | February 2026 Discussions about early wealth-building programs often center on implementation: how should accounts be structured? What savings matches work best? Which investment options make sense?Yet less attention has been paid to how these initiatives connect to the broader landscape of intergenerational wealth transfer, particularly the looming Great Wealth Transfer, a projected $124 trillion shift … Read More
Why Baby Bonds? When Family History Becomes Research Mission
By Dr. Tiffany N. Younger | January 2026 When people ask me why I’m drawn to Baby Bonds research, I often think about my childhood. I think about how in a nontraditional way, I have received a form of a baby bond. At the age of three, I lost my thirty-two year old biological mother to kidney disease. After her … Read More
A Superbundle for Maternal Health and Wealth
By Megan Smith, Hilary Hahn, Becky Wasserman, and Treasurer Mike Pieciak | January 2026 Nearly a thousand women die each year in the United States from preventable pregnancy-related causes, and Black and Indigenous mothers die at nearly three times the rate of white mothers. These deaths are not solely explained by biomedical reasons and the quality of healthcare received. Instead, … Read More
Creating Lasting Impact Through Impermanence: Early Wealth Building in Colorado
By Jill Hawley, Julie Stone, & Emily Williams, Gary Community Ventures | December 2025 At Gary Community Ventures, we believe wealth, not just income, is the foundation for lasting economic mobility. From the beginning, our founders, Sam and Nancy Gary, centered their work on young children and their parents, building an economic mobility strategy focused on three goals: increasing income, … Read More
Building Trust and Opportunity: Darrick Hamilton and Michael Strain on Reimagining an Economy That Works for Every Child and Family
By Josh Davis | November 2025 As I stepped onto the stage to moderate the opening plenary at the 2025 Cradle to Career Network Convening, I could feel the weight of the moment. Hundreds of leaders from across the country filled the room, representing the strength of the Cradle to Career Network. Beside me sat two leaders who approach policy … Read More
Why Wealth Matters: Lessons from My Father and the Case for Baby Bonds in Massachusetts
By Adam Jones | November 2025 My father, Rev. Dr. Ernest H. Jones, was a pillar of his community. He was a minister and, for most of my childhood, the pastor of a multiethnic Baptist congregation in Brooklyn, New York. As is true for many people in my father’s position, he was a lot of things to a lot of … Read More
From Accident to Architecture: Building the Blueprint for Baby Bonds
Spartanburg County in South Carolina ranks 3,023 out of 3,220 counties in America for economic mobility. If you’re Black and born there, you have less than a 2% chance of meaningfully escaping poverty. I know because I barely made it out myself—and only because of what amounted to an accidental Baby Bond.
Seeding Wealth for Maryland’s Future
Maryland’s CASH shows up to help design a Baby Bonds program that is bold, equitable, and grounded in real community needs. With learnings from our GI work, our policy advocacy, and the families we serve every day.
Bonds for Every Baby: A New Dad’s Vision for Georgia’s Future
By Alex Camardelle | September 2025 This summer, I became a father for the first time. Holding my newborn son, I felt joy, hope, and a deep sense of responsibility. I thought about the world he’s inheriting, and a stark truth hit me: not every child starts life with the same financial foundation. Some are born with college funds or … Read More